95,000 Points
Worth $950
After you spend $1,000 on purchases on your new card in your first 3 months of card membership.
- 3%Sonesta
- 2%Airline
- 2%Dining
Annual Fee
$75
Rec. Credit
Good
Bank of America
Air France KLM World Elite Mastercard®
This card is built for travelers who regularly book Air France, KLM, or SkyTeam flights and want a simple way to earn Flying Blue miles without paying a high annual fee. It works better as an airline-specific card than as an everyday rewards card, since most purchases only earn a modest flat rate.
Welcome Offer
50,000 Points
Annual Fee
$89
Rec. Credit Score
Good
Good For
Flying Blue travelers
All information about Air France KLM World Elite Mastercard® has been collected independently by MaxRewards. Air France KLM World Elite Mastercard® is no longer available through MaxRewards.
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Overview
Is the Air France KLM World Elite Mastercard® worth it?
This card is great for...
Air France and KLM flights
SkyTeam award travelers
No foreign transaction fee spending
The Air France KLM World Elite Mastercard is worth a look if you already use Flying Blue and expect to redeem miles for Air France, KLM, or partner flights. The welcome bonus is the clearest source of early value, and the 3x earning on eligible airline purchases gives loyal flyers a decent return when booking paid trips.
The main tradeoff is that this card does not offer much beyond airline earning and a no foreign transaction fee. With an $89 annual fee and no listed ongoing benefits or credits, it is harder to justify if you are not actively earning and redeeming Flying Blue miles. For most readers, this is a niche airline card, not the one to reach for on everyday spending.
MaxRewards Verdict
A sensible fit for Flying Blue loyalists who want to build miles through Air France and KLM purchases. If you want broader rewards or fee-offsetting perks, this card is likely too narrow for the annual fee.
Welcome Offer
50,000 Points
after you spend $2,000 on purchases on your new card in your first 3 months of card membership.
Est. Value
$500
Required Spend
$2,000
Time Frame
3 Months
Est. Value
$500
Required Spend
$2,000
Time Frame
3 Months
Earning
Rewards
This card earns in the Flying Blue ecosystem, so the value depends on whether you actually plan to use those miles for Air France, KLM, or partner award travel. In practice, the rewards story is straightforward: stronger returns on airline spending, then a modest flat rate everywhere else.
CategoryRate
Delta Air
3%
Everywhere
1.5%
Rewards percent based on a valuation of 1¢ per BoA point
Eligibility
Recommended Minimum Credit
Min: Good
Poor
Fair
Good
Excellent
Good credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Pricing
Rates & Fees
Annual Fee
$89
Purchase APR
19.49% - 27.49%
Variable
Transfer APR
19.49% - 27.49%
Variable
Cash Advance APR
28.49%
Variable
Foreign Transaction Fee
None
Balance Transfer
$0.04
Cash Advance
$4
Late Payment
$40
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Other cards from Bank of America
See all 42 cards
80,000 Points
Worth $800
After you spend $5,000 on purchases on your new card in your first 3 months of card membership.
- 3%Alaska Air
- 3%Hawaiian Air
- 2%EV Charging
Annual Fee
$95
Rec. Credit
Excellent
75,000 Points
Worth $750
After you spend $5,000 on purchases on your new card in your first 3 months of card membership.
- 2%Dining
- 2%Travel
- 1.5%Everywhere
Annual Fee
$550
Rec. Credit
Good