80,000 Points
Worth $1,200
After you spend $5,000 on purchases on your new card in your first 3 months of card membership.
- 4.5%Alaska Air
- 4.5%Hawaiian Air
- 3%EV Charging
Annual Fee
$95
Rec. Credit
Excellent
Bank of America
Allways Rewards Visa®
The Allways Rewards Visa® is built for cardholders who want a very simple rewards card and are willing to pay a modest annual fee for a solid upfront bonus. In day-to-day use, though, it works more like a basic everyday card than a specialized rewards option, with a flat return that is easy to understand but not especially strong for ongoing spending.
Welcome Offer
30,000 Points
Annual Fee
$59
Rec. Credit Score
Good
Good For
Bonus-focused simple spender
All information about Allways Rewards Visa® has been collected independently by MaxRewards. Allways Rewards Visa® is no longer available through MaxRewards.
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Overview
Is the Allways Rewards Visa® worth it?
This card is great for...
Simple everyday purchases
Low-spend welcome bonus
No-category rewards tracking
This card makes the most sense for someone who values simplicity and expects to earn most of their early value from the welcome offer. A 30,000-point bonus after $1,500 in spending is approachable, and at roughly $300 in value it does a lot of the heavy lifting in the first year.
After that, the case gets much thinner. The card earns 1 point per dollar, worth about 1% back, and the $59 annual fee is hard to justify when there are many cards that earn as much or more without an annual fee. Since there are no listed ongoing benefits or statement credits to help offset the fee, this is not a strong long-term choice for most readers unless you specifically want this rewards program and care more about simplicity than maximizing return.
MaxRewards Verdict
The Allways Rewards Visa® is easiest to justify for a straightforward first-year bonus, not for long-term everyday spending. If you want a keeper card, the annual fee and 1% rewards rate leave it with a narrow audience.
Welcome Offer
30,000 Points
after you spend $1,500 on purchases on your new card in your first 3 months of card membership.
Est. Value
$300
Required Spend
$1,500
Time Frame
3 Months
Est. Value
$300
Required Spend
$1,500
Time Frame
3 Months
Earning
Rewards
The rewards setup here is as simple as it gets: 1 point per dollar on purchases, with points worth about 1 cent each. That means you should think of this card as a 1% back card, with the welcome bonus providing most of the standout value.
CategoryRate
Everywhere
1%
Rewards percent based on a valuation of 1¢ per Allways Rewards point
Eligibility
Recommended Minimum Credit
Min: Good
Poor
Fair
Good
Excellent
Good credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Pricing
Rates & Fees
Annual Fee
$59
Purchase APR
19.49% - 27.49%
Variable
Transfer APR
19.49% - 27.49%
Variable
Cash Advance APR
29.24%
Variable
Foreign Transaction Fee
None
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Other cards from Bank of America
See all 42 cards
95,000 Points
Worth $950
After you spend $1,000 on purchases on your new card in your first 3 months of card membership.
- 3%Sonesta
- 2%Airline
- 2%Dining
Annual Fee
$75
Rec. Credit
Good
60,000 Points
Worth $900
After you spend $4,000 on purchases on your new card in your first 3 months of card membership.
- 1.5%Everywhere
Annual Fee
$50
Rec. Credit
Excellent