80,000 Points
Worth $1,200
After you spend $4,000 on purchases on your new card in your first 3 months of card membership.
- 4.5%Alaska Air
- 4.5%Dining
- 4.5%Hawaiian Air
Annual Fee
$395
Rec. Credit
Good
Bank of America
Bank of America® Travel Rewards
The Bank of America Travel Rewards card is a low-maintenance, zero-annual-fee option built for uncomplicated everyday spending and flexible travel redemptions. It is particularly strong for Bank of America deposit clients looking to maximize flat-rate rewards without juggling category tiers.
Welcome Offer
25,000 Points
Annual Fee
$0
Rec. Credit Score
Good
Good For
Bank of America deposit clients
All information about Bank of America® Travel Rewards has been collected independently by MaxRewards. Bank of America® Travel Rewards is no longer available through MaxRewards.
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Overview
Is the Bank of America® Travel Rewards worth it?
This card is great for...
No-fee international purchases
Flexible travel statement credits
Preferred Rewards earning boosts
With no annual fee and no foreign transaction fees, this card provides practical value for travelers who prefer erasing broad travel and dining purchases over tracking transfer partners or flight award charts. Points earn at a consistent baseline across all categories, making it an easy option for everyday spending.
The real strength of the card lies in the Bank of America Preferred Rewards program. Qualifying deposit or investment balances can boost your point earnings by 25% to 75%, elevating a simple standard card into a top-tier earner. If you do not plan to maintain a banking relationship with Bank of America, alternative flat-rate cards may offer comparable flexibility with fewer account requirements.
MaxRewards Verdict
An excellent zero-fee option for Bank of America banking clients who want simple, flexible travel rewards, though standalone cardholders can find stronger baseline rates elsewhere.
Welcome Offer
25,000 Points
after you spend $1,000 on purchases on your new card in your first 3 months of card membership.
Est. Value
$250
Required Spend
$1,000
Time Frame
3 Months
Est. Value
$250
Required Spend
$1,000
Time Frame
3 Months
Eligibility
Recommended Minimum Credit
Min: Good
Poor
Fair
Good
Excellent
Good credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Pricing
Rates & Fees
Annual Fee
$0
Purchase APR
17.49% - 27.49%
Variable
Transfer APR
17.49% - 27.49%
Variable
Cash Advance APR
29.24%
Variable
Foreign Transaction Fee
None
Balance Transfer
$0.05
Cash Advance
$5
Late Payment
$41
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Other cards from Bank of America
See all 42 cards
80,000 Points
Worth $1,200
After you spend $5,000 on purchases on your new card in your first 3 months of card membership.
- 4.5%Alaska Air
- 4.5%Hawaiian Air
- 3%EV Charging
Annual Fee
$95
Rec. Credit
Excellent
70,000 Points
Worth $1,050
After you spend $2,500 on purchases on your new card in your first 3 months of card membership.
- 4.5%Alaska Air
- 4.5%Hawaiian Air
- 3%EV Charging
Annual Fee
$95
Rec. Credit
Good