80,000 Points
Worth $1,200
After you spend $4,000 on purchases on your new card in your first 3 months of card membership.
- 4.5%Alaska Air
- 4.5%Dining
- 4.5%Hawaiian Air
Annual Fee
$395
Rec. Credit
Good
Bank of America
Bank of America® Travel Rewards
The Bank of America Travel Rewards card is a straightforward, no-annual-fee option built for everyday spending with flexible travel redemptions. It works best as an effortless starter card or as a high-earning tool for existing Bank of America banking clients.
Welcome Offer
25,000 Points
Annual Fee
$0
Rec. Credit Score
Good
Good For
Everyday spending and BoA clients
All information about Bank of America® Travel Rewards has been collected independently by MaxRewards. Bank of America® Travel Rewards is no longer available through MaxRewards.
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Overview
Is the Bank of America® Travel Rewards worth it?
This card is great for...
No-fee travel redemptions
Bank of America Preferred Rewards members
International purchases without extra fees
For standard cardholders wanting a hassle-free card with no annual fee, this card delivers a predictable 1.5x points on every dollar spent. Redeeming points is simple, letting you offset past travel and dining purchases without dealing with complicated transfer partners or award charts. The lack of foreign transaction fees also makes it a practical card to take abroad.
The card offers its strongest value if you qualify for the Bank of America Preferred Rewards program. Eligible banking balances can boost your earnings by 25% to 75%, raising your effective return up to 2.625x points on all spending. Without that banking relationship, non-preferred members may find higher earning potential on standard 2% flat-rate cash-back cards.
MaxRewards Verdict
This card is an easy, low-maintenance pick for casual travelers, reaching its full potential for Bank of America banking customers who qualify for boosted rewards.
Welcome Offer
25,000 Points
after you spend $1,000 on purchases on your new card in your first 3 months of card membership.
Est. Value
$250
Required Spend
$1,000
Time Frame
3 Months
Est. Value
$250
Required Spend
$1,000
Time Frame
3 Months
Earning
Rewards
Points accrue at a flat rate across all spending, giving you a simple way to earn rewards without tracking rotating categories or bonus caps.
CategoryRate
Everywhere
1.5%
Rewards percent based on a valuation of 1¢ per BoA point
Eligibility
Recommended Minimum Credit
Min: Good
Poor
Fair
Good
Excellent
Good credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Pricing
Rates & Fees
Annual Fee
$0
Purchase APR
17.74% - 27.74%
Variable
Transfer APR
17.74% - 27.74%
Variable
Cash Advance APR
29.49%
Variable
Foreign Transaction Fee
None
Balance Transfer
$0.05
Cash Advance
$5
Late Payment
$41
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Other cards from Bank of America
See all 42 cards
80,000 Points
Worth $1,200
After you spend $5,000 on purchases on your new card in your first 3 months of card membership.
- 4.5%Alaska Air
- 4.5%Hawaiian Air
- 3%EV Charging
Annual Fee
$95
Rec. Credit
Excellent
70,000 Points
Worth $1,050
After you spend $2,500 on purchases on your new card in your first 3 months of card membership.
- 4.5%Alaska Air
- 4.5%Hawaiian Air
- 3%EV Charging
Annual Fee
$95
Rec. Credit
Good