Bank of America® Travel Rewards

Yes, if your goal is simplicity. This card gives you a flat 1.5 points per dollar on everything, and those points are worth a steady 1 cent each, so the value is easy to understand. With no annual fee, it is a low-pressure option for someone who wants to earn toward travel without managing rotating categories or pairing multiple cards.

It is less compelling for anyone trying to maximize rewards. A flat 1.5% return is solid but not especially high, and the card does not bring meaningful travel perks or built-in benefits to make up for that. If you want lounge access, travel protections, or elevated earnings in common spending categories, you will likely outgrow this card. For a beginner or a light traveler who wants a simple no-fee setup, though, it does the job well.