Bank of America® Travel Rewards for Students

The Bank of America® Travel Rewards for Students is built for students who want a simple first rewards card with no annual fee and no category tracking. It works more like an easy everyday spending card than a high-perk travel card, with flat-rate rewards that are straightforward to earn and redeem.

Welcome Offer

25,000 Points

Annual Fee

Rec. Credit Score

Rebuilding

Good For

Students wanting simplicity

How to Apply Estimate your value

All information about Bank of America® Travel Rewards for Students has been collected independently by MaxRewards. Bank of America® Travel Rewards for Students is no longer available through MaxRewards.

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

Overview

Is the Bank of America® Travel Rewards for Students worth it?

This card is great for...

First rewards card

Everyday student spending

No-fee travel redemptions

Yes, for the right student. This card makes sense if you want a low-maintenance way to earn rewards on all your spending, and you like the idea of using those rewards toward travel purchases without paying an annual fee. The flat 1.5x earning rate is easy to live with, and the welcome bonus is solid for a student card if you can comfortably meet the spending requirement.

The tradeoff is that this is a simple card, not a feature-rich one. There are no meaningful travel perks or bonus categories to lift the value for heavy travelers or big spenders. If you want premium protections, lounge access, or outsized rewards in categories like dining or groceries, this is not that card. It fits best as a starter card for students who want uncomplicated rewards and a gentle entry point into credit.

MaxRewards Verdict

This is a good fit for students who want one no-fee card for everyday purchases and simple travel-style redemptions. Its biggest limitation is that the card stays basic, so long-term rewards seekers may outgrow it.

Welcome Offer

25,000 Points

after you spend $1,000 on purchases on your new card in your first 3 months of card membership.

Est. Value

$250

Required Spend

$1,000

Time Frame

3 Months

Est. Value

$250

Required Spend

$1,000

Time Frame

3 Months

Earning

Rewards

Rewards here are easy to understand: you earn the same rate on every purchase, so there is no need to plan around categories. That simplicity is the main appeal, especially for students with varied spending from month to month.

CategoryRate

Everywhere

1.5%

Rewards percent based on a valuation of 1¢ per BoA point

Eligibility

Recommended Minimum Credit

Min: Poor

Poor

Fair

Good

Excellent

Poor credit or higher is recommended for this card.

Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.

Pricing