80,000 Points
Worth $1,200
After you spend $5,000 on purchases on your new card in your first 3 months of card membership.
- 4.5%Alaska Air
- 4.5%Hawaiian Air
- 3%EV Charging
Annual Fee
$95
Rec. Credit
Excellent
The Bank of America® Travel Rewards Secured card is designed for individuals looking to rebuild their credit while avoiding annual fees and foreign transaction fees. It serves as a practical stepping stone to establish a positive payment history without extra ongoing costs.

All information about Bank of America® Travel Rewards Secured has been collected independently by MaxRewards. Bank of America® Travel Rewards Secured is no longer available through MaxRewards.
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Overview
Establishing or rebuilding credit
Overseas spending with no foreign transaction fees
Fee-conscious credit building
For anyone focused on credit repair, this card delivers key value by omitting the annual and foreign transaction fees common among secured cards. By depositing a refundable security deposit, you can establish a manageable credit line and practice consistent payment habits without administrative charges trimming your balance.
Since the card prioritizes credit building over high-end benefits, you will not find extensive travel perks or premium statement credits here. Its main role is helping you establish a strong financial foundation so you can eventually transition to an unsecured card with broader rewards.

This card is a great fit for building credit on a budget, especially if you spend internationally. Its main drawback is the absence of ongoing rewards and premium travel perks.
Eligibility
Poor credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Pricing
Annual Fee
$0
Purchase APR
27.49%
Variable
Transfer APR
27.49%
Variable
Cash Advance APR
1.00%
Variable
Foreign Transaction Fee
None
Balance Transfer
$0.05
Cash Advance
$5
Late Payment
$41
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
80,000 Points
Worth $1,200
After you spend $5,000 on purchases on your new card in your first 3 months of card membership.
Annual Fee
$95
Rec. Credit
Excellent
70,000 Points
Worth $1,050
After you spend $3,000 on purchases on your new card in your first 3 months of card membership.
Annual Fee
$395
Rec. Credit
Good
95,000 Points
Worth $950
After you spend $1,000 on purchases on your new card in your first 3 months of card membership.
Annual Fee
$75
Rec. Credit
Good