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  1. Credit Cards
  2. Bank of America® Travel Rewards Secured
Bank of America

Bank of America® Travel Rewards Secured

The Bank of America® Travel Rewards Secured card is designed for individuals looking to rebuild their credit while avoiding annual fees and foreign transaction fees. It serves as a practical stepping stone to establish a positive payment history without extra ongoing costs.

Annual Fee
$0
Rec. Credit Score
Rebuilding
Good For
Rebuilding credit
How to Apply
Bank of America® Travel Rewards Secured

All information about Bank of America® Travel Rewards Secured has been collected independently by MaxRewards. Bank of America® Travel Rewards Secured is no longer available through MaxRewards.

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

Overview

Is the Bank of America® Travel Rewards Secured worth it?

This card is great for...

Establishing or rebuilding credit

Overseas spending with no foreign transaction fees

Fee-conscious credit building

For anyone focused on credit repair, this card delivers key value by omitting the annual and foreign transaction fees common among secured cards. By depositing a refundable security deposit, you can establish a manageable credit line and practice consistent payment habits without administrative charges trimming your balance.

Since the card prioritizes credit building over high-end benefits, you will not find extensive travel perks or premium statement credits here. Its main role is helping you establish a strong financial foundation so you can eventually transition to an unsecured card with broader rewards.

MaxRewards

MaxRewards Verdict

This card is a great fit for building credit on a budget, especially if you spend internationally. Its main drawback is the absence of ongoing rewards and premium travel perks.

Eligibility

Recommended Minimum Credit

Min: Poor
Poor
Fair
Good
Excellent

Poor credit or higher is recommended for this card.

Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.

Pricing

Rates & Fees

Annual Fee

$0

Purchase APR

27.49%

Variable

Transfer APR

27.49%

Variable

Cash Advance APR

1.00%

Variable

Foreign Transaction Fee

None

Balance Transfer

$0.05

Cash Advance

$5

Late Payment

$41

For rates and fees of Bank of America® Travel Rewards Secured, please visit the Bank of America website.

Table of Contents

Bank of America® Travel Rewards Secured

Bank of America® Travel Rewards Secured

How to Apply

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

Other cards from Bank of America

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Atmos™ Rewards Visa Signature® BusinessAtmos™ Rewards Visa Signature® Business

80,000 Points

Worth $1,200

After you spend $5,000 on purchases on your new card in your first 3 months of card membership.

  • 4.5%4.5%Alaska Air
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  • 4.5%3%EV Charging

Annual Fee

$95

Rec. Credit

Excellent

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Atmos™ Rewards Summit Visa Infinite®Atmos™ Rewards Summit Visa Infinite®

70,000 Points

Worth $1,050

After you spend $3,000 on purchases on your new card in your first 3 months of card membership.

  • 4.5%4.5%Alaska Air
  • 4.5%4.5%Dining
  • 4.5%4.5%Hawaiian Air

Annual Fee

$395

Rec. Credit

Good

View card details
Sonesta World Mastercard®Sonesta World Mastercard®

95,000 Points

Worth $950

After you spend $1,000 on purchases on your new card in your first 3 months of card membership.

  • 4.5%3%Sonesta
  • 4.5%2%Airline
  • 4.5%2%Dining

Annual Fee

$75

Rec. Credit

Good

View card details