80,000 Points
Worth $1,200
After you spend $5,000 on purchases on your new card in your first 3 months of card membership.
- 4.5%Alaska Air
- 4.5%Hawaiian Air
- 3%EV Charging
Annual Fee
$95
Rec. Credit
Excellent
Bank of America
Bank of America® Unlimited Cash Rewards for Students
The Bank of America Unlimited Cash Rewards for Students is built for college students looking to establish credit while earning flat-rate cash back on everyday spending. With no annual fee, it serves as a low-maintenance starter card for managing routine expenses.
Welcome Offer
$250
Annual Fee
$0
Rec. Credit Score
Rebuilding
Good For
Students building credit with simple cash back
All information about Bank of America® Unlimited Cash Rewards for Students has been collected independently by MaxRewards. Bank of America® Unlimited Cash Rewards for Students is no longer available through MaxRewards.
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Overview
Is the Bank of America® Unlimited Cash Rewards for Students worth it?
This card is great for...
Straightforward everyday spending
Building credit during college
Earning an upfront bonus
For students who want an uncomplicated rewards card with no annual fee, this card delivers dependable value. The primary draw is flat-rate cash back on all purchases combined with an accessible welcome bonus, making it easy to earn rewards without tracking rotating spending categories. Existing Bank of America deposit customers may also benefit from account integration and potential rewards bonuses.
That said, the card includes a foreign transaction fee, making it less suitable for studying abroad or traveling internationally. Students who spend heavily in specific areas like dining or groceries might earn more with category-specific cards, but for predictable, hassle-free value, this card is a solid fit.
MaxRewards Verdict
This card is an excellent starter choice for students seeking flat-rate cash back and credit building, provided they do not plan to use it overseas.
Welcome Offer
$250
after you spend $1,000 on purchases on your new card in your first 3 months of card membership.
Est. Value
$250
Required Spend
$1,000
Time Frame
3 Months
Est. Value
$250
Required Spend
$1,000
Time Frame
3 Months
Eligibility
Recommended Minimum Credit
Min: Poor
Poor
Fair
Good
Excellent
Poor credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Pricing
Rates & Fees
Annual Fee
$0
Purchase APR
17.49% - 27.49%
Variable
Transfer APR
17.49% - 27.49%
Variable
Cash Advance APR
29.24%
Variable
Foreign Transaction Fee
$0.03
Balance Transfer
$0.05
Cash Advance
$5
Late Payment
$41
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Recognition
Featured in
Other cards from Bank of America
See all 42 cards
70,000 Points
Worth $1,050
After you spend $3,000 on purchases on your new card in your first 3 months of card membership.
- 4.5%Alaska Air
- 4.5%Dining
- 4.5%Hawaiian Air
Annual Fee
$395
Rec. Credit
Good
95,000 Points
Worth $950
After you spend $1,000 on purchases on your new card in your first 3 months of card membership.
- 3%Sonesta
- 2%Airline
- 2%Dining
Annual Fee
$75
Rec. Credit
Good