80,000 Points
Worth $1,200
After you spend $5,000 on purchases on your new card in your first 3 months of card membership.
- 4.5%Alaska Air
- 4.5%Hawaiian Air
- 3%EV Charging
Annual Fee
$95
Rec. Credit
Excellent
Bank of America
Business Advantage Travel Rewards
The Bank of America Business Advantage Travel Rewards card is built for small business owners seeking straightforward rewards on everyday expenses without paying an annual fee. It combines a flat earning rate on general purchases with elevated rewards on travel booked directly through Bank of America.
Welcome Offer
50,000 Points
Annual Fee
$0
Rec. Credit Score
Excellent
Good For
No-fee business travel
All information about Business Advantage Travel Rewards has been collected independently by MaxRewards. Business Advantage Travel Rewards is no longer available through MaxRewards.
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Overview
Is the Business Advantage Travel Rewards worth it?
This card is great for...
Everyday business spending
Fee-free international travel
Bank of America business relationships
For business owners who want simple rewards without managing annual fees, this card offers dependable value. You earn a flat 1.5 points per dollar on general purchases, plus 3 points per dollar on travel booked through the Bank of America Travel Center. Because points can be redeemed as statement credits against travel and dining expenses, redeeming rewards remains straightforward and flexible.
The card becomes particularly attractive if you maintain significant deposits with Bank of America. Through the Preferred Rewards for Business program, qualifying balances can boost your baseline point earnings by 25% to 75%. However, companies seeking transferrable loyalty points or traditional travel perks like airport lounge access will find better alignment with premium travel cards.
MaxRewards Verdict
This card provides simple, fee-free rewards that shine brightest for existing Bank of America business clients. Companies desiring premium travel protections or lounge access should consider dedicated travel cards instead.
Welcome Offer
50,000 Points
after you spend $5,000 on purchases on your new card in your first 3 months of card membership.
Est. Value
$500
Required Spend
$5,000
Time Frame
3 Months
Est. Value
$500
Required Spend
$5,000
Time Frame
3 Months
Earning
Rewards
Points build quickly through a reliable baseline earn rate on general purchases alongside an elevated rate for travel booked through Bank of America.
CategoryRate
Travel
3%
Everywhere
1.5%
Rewards percent based on a valuation of 1¢ per BoA point
Eligibility
Recommended Minimum Credit
Min: Excellent
Poor
Fair
Good
Excellent
Excellent credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Pricing
Rates & Fees
Annual Fee
$0
Purchase APR
16.74% - 26.74%
Variable
Transfer APR
16.74% - 26.74%
Variable
Cash Advance APR
27.74%
Variable
Foreign Transaction Fee
None
Balance Transfer
$0.05
Cash Advance
$0.05
Late Payment
$49
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Other cards from Bank of America
See all 42 cards
70,000 Points
Worth $1,050
After you spend $3,000 on purchases on your new card in your first 3 months of card membership.
- 4.5%Alaska Air
- 4.5%Dining
- 4.5%Hawaiian Air
Annual Fee
$395
Rec. Credit
Good
95,000 Points
Worth $950
After you spend $1,000 on purchases on your new card in your first 3 months of card membership.
- 3%Sonesta
- 2%Airline
- 2%Dining
Annual Fee
$75
Rec. Credit
Good