80,000 Points
Worth $1,200
After you spend $5,000 on purchases on your new card in your first 3 months of card membership.
- 4.5%Alaska Air
- 4.5%Hawaiian Air
- 3%EV Charging
Annual Fee
$95
Rec. Credit
Excellent
Bank of America
Celebrity Cruises Visa Signature®
This card is built for Celebrity Cruises loyalists who want a simple way to earn cruise value on everyday spending without paying an annual fee. It is more of a niche travel card than an everyday standout, since its ongoing rewards rate is a flat 1x point on purchases.
Welcome Offer
30,000 Points
Annual Fee
$0
Rec. Credit Score
Good
Good For
Celebrity cruise fans
All information about Celebrity Cruises Visa Signature® has been collected independently by MaxRewards. Celebrity Cruises Visa Signature® is no longer available through MaxRewards.
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Overview
Is the Celebrity Cruises Visa Signature® worth it?
This card is great for...
Celebrity Cruises purchases
No-annual-fee cruise rewards
Foreign spending abroad
For the right cardholder, this card is straightforward: if you regularly sail with Celebrity Cruises and want a no-annual-fee card that turns spending into cruise-related value, it can make sense. The welcome bonus is the strongest part of the offer, especially because the spending requirement is fairly modest.
Outside of that, the appeal narrows quickly. Earning 1x point on purchases is a low return for a card you might use every day, and there are no listed ongoing perks to help separate it from simpler cash-back cards. If you are not a repeat Celebrity cruiser, most readers will get more flexible value from a general travel or cash-back card instead.
MaxRewards Verdict
A reasonable fit for regular Celebrity Cruises customers who want a simple, no-fee way to earn toward future trips. For everyday spending, the rewards rate is too limited to make this a strong primary card for most people.
Welcome Offer
30,000 Points
after you spend $1,000 on purchases on your new card in your first 3 months of card membership.
Est. Value
$300
Required Spend
$1,000
Time Frame
3 Months
Est. Value
$300
Required Spend
$1,000
Time Frame
3 Months
Earning
Rewards
The rewards setup here is simple: you earn MyCruise points that are worth about 1 cent each, and the card uses a flat earning structure rather than bonus categories. That keeps it easy to follow, but it also means the card works best when you specifically want cruise-focused rewards, not maximum return on daily spending.
CategoryRate
Everywhere
1%
Rewards percent based on a valuation of 1¢ per MyCruise point
Eligibility
Recommended Minimum Credit
Min: Good
Poor
Fair
Good
Excellent
Good credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Pricing
Rates & Fees
Annual Fee
$0
Purchase APR
17.49% - 27.49%
Variable
Transfer APR
17.49% - 27.49%
Variable
Cash Advance APR
28.49%
Variable
Foreign Transaction Fee
None
Balance Transfer
$0.04
Cash Advance
$4
Late Payment
$40
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Other cards from Bank of America
See all 42 cards
95,000 Points
Worth $950
After you spend $1,000 on purchases on your new card in your first 3 months of card membership.
- 3%Sonesta
- 2%Airline
- 2%Dining
Annual Fee
$75
Rec. Credit
Good
60,000 Points
Worth $900
After you spend $4,000 on purchases on your new card in your first 3 months of card membership.
- 1.5%Everywhere
Annual Fee
$50
Rec. Credit
Excellent