95,000 Points
Worth $950
After you spend $1,000 on purchases on your new card in your first 3 months of card membership.
- 3%Sonesta
- 2%Airline
- 2%Dining
Annual Fee
$75
Rec. Credit
Good
Terms apply.
See rates & fees.Bank of America
Free Spirit® Travel More World Elite Mastercard®
This card is built for regular Spirit flyers who want a lower-cost way to earn Spirit points on airfare and everyday spending. It is a specialist airline card, not an everyday rewards card, and it makes the most sense if you already fly Spirit often enough to use those points comfortably.
Welcome Offer
50,000 Points
Annual Fee
$79
Rec. Credit Score
Good
Good For
Frequent Spirit flyers
All information about Free Spirit® Travel More World Elite Mastercard® has been collected independently by MaxRewards. Free Spirit® Travel More World Elite Mastercard® is no longer available through MaxRewards.
Is the Free Spirit® Travel More World Elite Mastercard® worth it?
This card is great for...
Spirit flight purchases
Low-cost airline loyalists
Dining and grocery spending
The Free Spirit Travel More World Elite Mastercard is worth a look if Spirit is your airline of choice and you want a simple way to build up points for future flights. The $79 annual fee is fairly modest for an airline card, and the welcome bonus can cover meaningful value in Spirit travel if you redeem points well.
The tradeoff is that this card is tightly tied to a low-value rewards currency and does not bring much else to justify carrying it long term. Earning 3x on Spirit purchases is useful for loyal flyers, but 2x on dining and groceries and 1x everywhere else translate to weak returns compared with many cash back and flexible travel cards. If you only fly Spirit occasionally, most readers will get better ongoing value from a general travel card or a no-annual-fee cash back card.
MaxRewards Verdict
A reasonable airline card for travelers who regularly book Spirit and want to earn points with a relatively low annual fee. Outside that niche, the rewards rates and lack of notable card benefits make it hard to recommend as a long-term primary card.
Welcome Offer
50,000 Points after you spend $1,000 on purchases on your new card in your first 3 months of card membership.
Est. Value
$200
Required Spend
$1,000
Time Frame
3 Months
Est. Value
$200
Required Spend
$1,000
Time Frame
3 Months
What's your average monthly spend?
You should easily hit the bonus threshold with this spend!
Rewards
Rewards percent based on a valuation of 0.4¢ per Spirit point
This card earns Free Spirit points, so the rewards are most useful if you plan to redeem for Spirit flights. The bonus categories matter mainly for current Spirit customers, since the everyday earn rates do not compete especially well outside the airline ecosystem.
CategoryEst. yearly spendRateRewards
Spirit Air
Est. yearly spend
Rate1.2%
Rewards$0$0
Dining
Est. yearly spend
Rate0.8%
Rewards$0$0
Grocery
Est. yearly spend
Rate0.8%
Rewards$0$0
Everywhere
Est. yearly spend
Rate0.4%
Rewards$0$0
Est. Annual Rewards
Recommended Minimum Credit
Min: Good
Poor
Fair
Good
Excellent
Good credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Rates & Fees
Annual Fee
$79
Purchase APR
19.49% - 27.49%
Variable
Transfer APR
19.49% - 27.49%
Variable
Cash Advance APR
29.24%
Variable
Foreign Transaction Fee
None
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Other cards from Bank of America
80,000 Points
Worth $800
After you spend $5,000 on purchases on your new card in your first 3 months of card membership.
- 3%Alaska Air
- 3%Hawaiian Air
- 2%EV Charging
Annual Fee
$95
Rec. Credit
Excellent
Terms apply.
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75,000 Points
Worth $750
After you spend $5,000 on purchases on your new card in your first 3 months of card membership.
- 2%Dining
- 2%Travel
- 1.5%Everywhere
Annual Fee
$550
Rec. Credit
Good
Terms apply.
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