95,000 Points
Worth $950
After you spend $1,000 on purchases on your new card in your first 3 months of card membership.
- 3%Sonesta
- 2%Airline
- 2%Dining
Annual Fee
$75
Rec. Credit
Good
Terms apply.
See rates & fees.Bank of America
U.S. Pride® Customized Cash Rewards
The U.S. Pride® Customized Cash Rewards is built for cardholders who want a no-annual-fee cash-back card with flexible category rewards, not a premium travel card loaded with extras. It makes the most sense as an everyday spending card for someone who can line up its bonus category with regular purchases and wants simple cash value instead of points.
Welcome Offer
$200
Annual Fee
$0
Rec. Credit Score
Good
Good For
Flexible cash-back spenders
All information about U.S. Pride® Customized Cash Rewards has been collected independently by MaxRewards. U.S. Pride® Customized Cash Rewards is no longer available through MaxRewards.
Is the U.S. Pride® Customized Cash Rewards worth it?
This card is great for...
Everyday category spending
No-annual-fee cash back
Simple welcome bonus value
Yes, for the right cardholder this is a useful no-annual-fee cash-back card. Its appeal is straightforward: you get cash rewards, a solid welcome offer for a $0 annual fee card, and the ability to get extra value when your spending lines up with the card's bonus structure. If you want rewards you can understand at a glance and redeem without fuss, this kind of setup is easy to live with.
It is a weaker fit if you want premium perks, travel protections, or a card to use abroad, since the 3% foreign transaction fee makes it a poor travel companion and there are no listed benefits to help offset that limitation. This card works best as a practical spending tool, not as a do-everything wallet centerpiece.
MaxRewards Verdict
This card fits someone who wants straightforward cash back and can make good use of its customized rewards structure without paying an annual fee. If you want strong travel perks or a card for international use, look elsewhere.
Welcome Offer
$200 after you spend $1,000 on purchases on your new card in your first 3 months of card membership.
Est. Value
$200
Required Spend
$1,000
Time Frame
3 Months
Est. Value
$200
Required Spend
$1,000
Time Frame
3 Months
What's your average monthly spend?
You should easily hit the bonus threshold with this spend!
Rewards
This card earns cash back, so the key question is how often your regular spending matches its higher-earning categories. Think of it as a practical rewards card for everyday purchases, with a simple 1% floor on everything else.
CategoryEst. yearly spendRateRewards
Choice
Jul 1 – Sep 30 · Up to $2,500 in spend
Est. yearly spend
Rate3%
Rewards$0$0
Grocery
Jul 1 – Sep 30 · Up to $2,500 in spend
Est. yearly spend
Rate2%
Rewards$0$0
Everywhere
Est. yearly spend
Rate1%
Rewards$0$0
Est. Annual Rewards
Recommended Minimum Credit
Min: Good
Poor
Fair
Good
Excellent
Good credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Rates & Fees
Annual Fee
$0
Purchase APR
13.99% - 23.99%
Variable
Transfer APR
13.99% - 23.99%
Variable
Cash Advance APR
28.99%
Variable
Foreign Transaction Fee
$0.03
Balance Transfer
$10
Cash Advance
$10
Late Payment
$40
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Other cards from Bank of America
80,000 Points
Worth $800
After you spend $5,000 on purchases on your new card in your first 3 months of card membership.
- 3%Alaska Air
- 3%Hawaiian Air
- 2%EV Charging
Annual Fee
$95
Rec. Credit
Excellent
Terms apply.
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75,000 Points
Worth $750
After you spend $5,000 on purchases on your new card in your first 3 months of card membership.
- 2%Dining
- 2%Travel
- 1.5%Everywhere
Annual Fee
$550
Rec. Credit
Good
Terms apply.
See rates & fees.