Lisa Flosznik's Credit Cards
13 Cards
Check out my favorite cards! Apply with my referral link, and we'll both get rewarded.
Amex Platinum
Amex Platinum
Welcome Offer
175,000 Points
Worth $3,063
after you spend $12,000 on purchases on your new card in your first 6 months of card membership. Worth $3,063 in value based on Lisa's valuation of 1.75¢ per point.
Annual Fee
$895
Minimum Credit Requirement
Excellent
Benefits
The Amex Platinum includes over $3,554 in annual credits.
Rewards
Rewards percentage based on MaxRewards' valuation of 1.75¢ per Membership Rewards point
Air Travel (amextravel.com)
5x Points
Airline
5x Points
Car Rental (amextravel.com)
5x Points
Cruise (amextravel.com)
5x Points
Hotel (amextravel.com)
5x Points
Everywhere
1x Points
Rates
Purchase APR
19.49% - 28.49%
Cash Advance APR
28.74%
American Express® Gold
American Express® Gold
Welcome Offer
100,000 Points
Worth $1,750
after you spend $8,000 on purchases on your new card in your first 6 months of card membership. Worth $1,750 in value based on Lisa's valuation of 1.75¢ per point.
Annual Fee
$325
Minimum Credit Requirement
Excellent
Benefits
The American Express® Gold includes over $674 in annual credits.
Rewards
Rewards percentage based on MaxRewards' valuation of 1.75¢ per Membership Rewards point
Dining
4x Points, limited to $50,000 in spend
Grocery
4x Points, limited to $25,000 in spend
Air Travel (amextravel.com)
3x Points
Airline
3x Points
Car Rental (amextravel.com)
3x Points
Cruise (amextravel.com)
3x Points
Hotel (amextravel.com)
3x Points
Everywhere
1x Points
Rates
Purchase APR
19.49% - 28.49%
Cash Advance APR
28.74%
Capital One Venture X Rewards Credit Card
Capital One Venture X Rewards Credit Card
Welcome Offer
Earn 75,000 Miles
Worth $1,313
When you spend $4,000 on purchases in the first 3 months from account opening Worth $1,313 in value based on Lisa's valuation of 1.75¢ per point.
Annual Fee
$395
Minimum Credit Requirement
Excellent
Benefits
The Capital One Venture X Rewards Credit Card includes over $502 in annual credits.
Rewards
Rewards percentage based on MaxRewards' valuation of 1.75¢ per Capital One point
Hotels (Capital One Travel), Rental Cars (Capital One Travel)
10X Miles per dollar on hotels and rental cars booked through Capital One Travel.
Flights (Capital One Travel), Vacation Rentals (Capital One Travel)
5X Miles per dollar on flights and vacation rentals booked through Capital One Travel.
Every Purchase
2X Miles per dollar on every purchase, every day.
Fees
Foreign Transaction
None
Balance Transfer
Balance Transfer Fee applies to balances transferred at a promotional rate
Cash Advance
5% of the amount of the cash advance, but not less than $5
Late Payment
Up to $40
Rates
Purchase APR
19.49% - 28.49%
Transfer APR
19.49% - 28.49%
Cash Advance APR
28.49%
Chase Freedom Flex®
Chase Freedom Flex®
Welcome Offer
Limited Time Offer! Earn a $250 Bonus
Worth $250
After you spend $500 on purchases in your first 3 months from account opening! Worth $250 in value based on Lisa's valuation of 1.25¢ per point.
Annual Fee
$0
Minimum Credit Requirement
Good
Rewards
Rewards percentage based on MaxRewards' valuation of 1.25¢ per Ultimate Rewards point
Bonus Categories
5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate.
Travel (Chase Travel)
5% cash back on travel purchased through Chase Travel℠
Dining, Drugstores
3% on dining and drugstores
All Other Purchases
1% on all other purchases.
Benefits
The Chase Freedom Flex® includes over $40 in annual credits.
Fees
Foreign Transaction
$0
Balance Transfer
Either $5 or 5% of the amount of each transfer, whichever is greater.
Cash Advance
Either $10 or 5% of the amount of each transaction, whichever is greater.
Late Payment
None
Rates
Purchase APR
18.24% - 27.74%
Transfer APR
0% Intro APR on Balance Transfers
Cash Advance APR
28.49%
Atmos™ Rewards Summit Visa Infinite®
Atmos™ Rewards Summit Visa Infinite®
Welcome Offer
70,000 Points
Worth $1,050
after you spend $3,000 on purchases on your new card in your first 3 months of card membership. Worth $1,050 in value based on Lisa's valuation of 1.5¢ per point.
Annual Fee
$395
Minimum Credit Requirement
Good
Rewards
Rewards percentage based on MaxRewards' valuation of 1.5¢ per Atmos Rewards point
Alaska Air
3x Points
Dining
3x Points
Hawaiian Air
3x Points
Everywhere
1x Points
Fees
Foreign Transaction
None
Balance Transfer
5%
Cash Advance
$5 or 5%
(Whichever Is Greater)
Late Payment
$41
Rates
Purchase APR
19.49% - 27.49%
Transfer APR
19.49% - 27.49%
Cash Advance APR
29.24%
Business Gold
Business Gold
Welcome Offer
200,000 Points
Worth $3,500
after you spend $15,000 on purchases on your new card in your first 3 months of card membership. Worth $3,500 in value based on Lisa's valuation of 1.75¢ per point.
Annual Fee
$375
Minimum Credit Requirement
Good
Benefits
The Business Gold includes over $1,095 in annual credits.
Rewards
Rewards percentage based on MaxRewards' valuation of 1.75¢ per Membership Rewards point
Choice
4x Points, limited to $150,000 in spend. With "Choice," you select which category earns this bonus rate.
Choice
4x Points, limited to $150,000 in spend. With "Choice," you select which category earns this bonus rate.
Air Travel (amextravel.com)
3x Points
Hotel (amextravel.com)
3x Points
Everywhere
1x Points
Fees
Foreign Transaction
None
Rates
Purchase APR
17.99% - 28.74%
Ink Business Preferred® Credit Card
Ink Business Preferred® Credit Card
Welcome Offer
Earn 100,000 bonus points
Worth $1,250
After you spend $8,000 on purchases in the first 3 months from account opening. Worth $1,250 in value based on Lisa's valuation of 1.25¢ per point.
Annual Fee
$95
Minimum Credit Requirement
Good
Rewards
Rewards percentage based on MaxRewards' valuation of 1.25¢ per Ultimate Rewards point
Travel, Shipping Purchases, Internet, Cable and Phone Services, Advertising (Social Media Sites and Search Engines)
3X points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year.
All Other Purchases
1X point per $1 on all other purchases-with no limit to the amount you can earn.
Benefits
The Ink Business Preferred® Credit Card includes over $120 in annual credits.
Fees
Foreign Transaction
$0
Balance Transfer
Either $5 or 5% of the amount of each transfer, whichever is greater.
Cash Advance
Either $15 or 5% of the amount of each transaction, whichever is greater.
Late Payment
None
Rates
Purchase APR
17.74% - 26.74%
Transfer APR
17.74% - 26.74%
Cash Advance APR
28.49%
Ink Business Cash® Credit Card
Ink Business Cash® Credit Card
Welcome Offer
Earn $750
Worth $750
When you spend $6,000 on purchases in the first 3 months after account opening Worth $750 in value based on Lisa's valuation of 1.25¢ per point.
Annual Fee
$0
Minimum Credit Requirement
Good
Benefits
The Ink Business Cash® Credit Card includes over $240 in annual credits.
Rewards
Rewards percentage based on MaxRewards' valuation of 1.25¢ per Ultimate Rewards point
Office Supply Stores, Internet Services, Cable Services, Phone Services
5% Cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
Gas Stations, Restaurants
2% Cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
All Other Card Purchases
1% Cash back on all other card purchases with no limit to the amount you can earn
Fees
Foreign Transaction
3% of each transaction in U.S. dollars
Balance Transfer
Either $5 or 5% of the amount of each transfer, whichever is greater.
Cash Advance
Either $15 or 5% of the amount of each transaction, whichever is greater.
Late Payment
None
Rates
Purchase APR
16.74% - 24.74%
Transfer APR
16.74% - 24.74%
Cash Advance APR
28.49%
Blue Business® Plus
Blue Business® Plus
Welcome Offer
15,000 Points
Worth $263
after you spend $3,000 on purchases on your new card in your first 3 months of card membership. Worth $263 in value based on Lisa's valuation of 1.75¢ per point.
Annual Fee
$0
Minimum Credit Requirement
Good
Benefits
The Blue Business® Plus includes over $250 in annual credits.
Rewards
Rewards percentage based on MaxRewards' valuation of 1.75¢ per Membership Rewards point
All
2x Points, limited to $50,000 in spend
Everywhere
1x Points
Fees
Foreign Transaction
2.7%
Rates
Purchase APR
16.99% - 28.74%
Delta SkyMiles® Gold Business
Delta SkyMiles® Gold Business
Welcome Offer
90,000 Skymiles
Worth $1,080
after you spend $6,000 on purchases on your new card in your first 6 months of card membership. Worth $1,080 in value based on Lisa's valuation of 1.2¢ per point.
Annual Fee
$150
Minimum Credit Requirement
Good
Benefits
The Delta SkyMiles® Gold Business includes over $720 in annual credits.
Rewards
Rewards percentage based on MaxRewards' valuation of 1.2¢ per Delta point
Advertisement
2x Skymiles
Delta Air
2x Skymiles
Dining
2x Skymiles
Shipping
2x Skymiles
Everywhere
1x Skymiles
Fees
Foreign Transaction
None
Rates
Purchase APR
19.74% - 28.74%
Cash Advance APR
28.99%
Hilton Honors American Express Surpass®
Hilton Honors American Express Surpass®
Welcome Offer
130,000 Points
Worth $520
after you spend $3,000 on purchases on your new card in your first 6 months of card membership. Worth $520 in value based on Lisa's valuation of 0.4¢ per point.
Annual Fee
$150
Minimum Credit Requirement
Excellent
Benefits
The Hilton Honors American Express Surpass® includes over $450 in annual credits.
Rewards
Rewards percentage based on MaxRewards' valuation of 0.4¢ per Hilton Honors point
Hilton
12x Points
Dining
6x Points
Gas
6x Points
Grocery
6x Points
Online Shopping
4x Points
Everywhere
3x Points
Fees
Foreign Transaction
None
Rates
Purchase APR
19.74% - 28.74%
Cash Advance APR
28.99%
Hilton Honors American Express Aspire
Hilton Honors American Express Aspire
Welcome Offer
200,000 Points
Worth $800
after you spend $6,000 on purchases on your new card in your first 6 months of card membership. Worth $800 in value based on Lisa's valuation of 0.4¢ per point.
Annual Fee
$550
Minimum Credit Requirement
Excellent
Benefits
The Hilton Honors American Express Aspire includes over $1,169 in annual credits.
Rewards
Rewards percentage based on MaxRewards' valuation of 0.4¢ per Hilton Honors point
Hilton
14x Points
Airline
7x Points
Car Rental
7x Points
Dining
7x Points
Everywhere
3x Points
Fees
Foreign Transaction
None
Rates
Purchase APR
19.74% - 28.74%
Cash Advance APR
28.99%
Atmos™ Rewards Ascent Visa Signature®
Atmos™ Rewards Ascent Visa Signature®
Welcome Offer
50,000 Points
Worth $750
after you spend $1,500 on purchases on your new card in your first 3 months of card membership. Worth $750 in value based on Lisa's valuation of 1.5¢ per point.
Annual Fee
$95
Minimum Credit Requirement
Good
Rewards
Rewards percentage based on MaxRewards' valuation of 1.5¢ per Atmos Rewards point
Alaska Air
3x Points
Hawaiian Air
3x Points
EV Charging
2x Points
Gas
2x Points
Ride-Sharing
2x Points
Streaming
2x Points
Transit
2x Points
Everywhere
1x Points
Fees
Foreign Transaction
None
Balance Transfer
5%
Cash Advance
$5 or 5%
(Whichever Is Greater)
Late Payment
$41
Rates
Purchase APR
19.49% - 27.49%
Transfer APR
19.49% - 27.49%
Cash Advance APR
29.24%
The Average Card Holder Misses $1,200+ In Credit Card Value Every Year
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